Billon Financial Ltd

This policy sets out the basis on which Billon Financial Ltd ("Billon", "we", "us", or "our") collects personal data from you and how we process such data. Billon Financial Ltd is a company incorporated in England and Wales with the registration number 10169337, whose registered address is 130 Wood Street, London, EC2V 6DL, c/o Buzzacott LLP, and business address is 199 Bishopsgate, London, EC2M 3TY.
By visiting our website [billon.uk](https://billon.uk) ("Website"), you accept and consent to the practices set out below. If you have further questions, please contact us at info@billon.uk.

1. Who is your data controller?

Billon Financial Ltd is the "Data Controller" of your personal information processed in connection with this Privacy Policy. Billon provides financial solutions and related services to individuals and legal entities. For the purposes of applicable data protection laws, Billon is the data controller of your personal data unless otherwise specified. If you have any inquiries about data protection, please contact us at info@billon.uk.

2. The Data We Collect About You

We collect information about you in three ways: (i) when you provide it to us directly, (ii) when we gather information while you use our services, and (iii) when we collect information from other sources.
Below is a description of the types of information we may receive:
- Identity Data: First name, last name, username, identification number, email address, address, and telephone numbers.
- Financial Data: Bank account details such as IBAN or VIBAN; card details such as card type, expiry date, country of issue, and last four digits of the card number.
- Technical Data: Information from your device or browser (such as IP address, time zone, browser plug-ins, operating system, device identifiers).
- Usage Data: Information about how you use our Website, services, and transactions.
- Due Diligence Data: Identification documents, photos, or other information required for identity verification and regulatory compliance.
- Fraud Data: Account or credit-related information with fraud prevention agencies.
If you have any questions about the types of data we collect, contact us at info@billon.uk.

3. Legal Basis for Processing Your Personal Data

We will only use your personal data when the law allows us to.
The most common circumstances include:
- Where you have given consent (e.g., ticking a box to agree to marketing).
- Where it is necessary for the performance of a contract.
- Where we have a legal obligation (e.g., anti-money laundering regulations).
- Where it is necessary for our legitimate interests, provided your fundamental rights do not override those interests.
If you wish to withdraw your consent, please email us at info@billon.uk.

4. Purposes for Which We Will Use Your Personal Data

We process personal data to:
- Register you as a new customer.
- Provide financial services and manage transactions.
- Conduct due diligence and fraud prevention.
- Improve our Website, services, and marketing strategies.
- Comply with legal, regulatory, and anti-money laundering obligations.
- Communicate with customers about services and updates.
If you have concerns about how we use your data, please contact info@billon.uk.

5. Marketing Communications

We may send you marketing communications if you have used our services or provided your consent. You can opt out by contacting us at info@billon.uk or adjusting your preferences on our Website.
6. Disclosures of Your Personal Data
We may share your personal data with:
- Service providers (e.g., IT and payment processing providers).
- Regulators and authorities to comply with legal obligations.
- Fraud prevention agencies to protect against financial crime.
- Third parties in business transactions (e.g., mergers or acquisitions).
We require all third parties to respect the security of your personal data. For more details, email info@billon.uk.

7. International Transfers

We do not transfer your personal data outside the European Economic Area (EEA) unless necessary safeguards are in place. If you have concerns, contact us at info@billon.uk.

8. Data Security

We implement strict security measures to protect your data against unauthorized access, alteration, disclosure, or loss. In the event of a security breach, we will notify you and relevant authorities as required by law.
For security-related inquiries, contact info@billon.uk.

9. Data Retention

We retain personal data only as long as necessary to:
- Fulfill contractual obligations.
- Comply with legal, accounting, or regulatory requirements.
- Prevent fraud and resolve disputes.
If you request data deletion, we will assess legal requirements before processing your request. Contact info@billon.uk for more details.

10. Your Legal Rights

Under data protection laws, you have the right to:
- Access your personal data.
- Request correction of incorrect or incomplete data.
- Request deletion of personal data (subject to legal obligations).
- Object to processing where we rely on legitimate interests.
- Restrict processing under certain conditions.
- Withdraw consent at any time.
To exercise any of these rights, email info@billon.uk.

11. Changes to This Policy

We review our Privacy Policy regularly. Any updates will be posted on this page. This policy was last updated on [Date].

12. Contact Information

If you have any questions about this policy or your data, please contact us:
Email: info@billon.uk
Address: 199 Bishopsgate, London, EC2M 3TY
For complaints, you may contact the UK Information Commissioner’s Office (ICO) via their website: https://ico.org.uk/make-a-complaint/.